Luke Carter t/a Carters Carpets & Flooring is a credit broker, not a lender. We do not charge you for credit broking services. We will introduce you to loan products provided by Buyline Ltd. Buyline Ltd is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 805162. However, interest-free credit agreements of less than 12 months are unregulated. Registered office: B12 Elmbridge Court, Cheltenham Road East, Gloucester, GL3 1JZ. Registered at Companies House Number: 11223350